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Non Owner Auto Insurance – What It Is And How To Get It Cheap

The costs of owning a car are so high these days — gas, insurance, maintenance, and other costs keep many people from having their own car. Some people use public transportation or bicycle where they go. No matter whether don’t own a car or are just using somebody else’s, if you regularly drive a car that isn’t yours, you should look into getting cheap non owner auto insurance to cover the costs in case you get into an accident. Read on to find out more about this type of coverage and how to obtain it cheaply.

Non owner auto insurance policies are just that, insurance for people who rent or borrow their car. A non owner policy usually includes:

Property damage coverage, which pays for damage to other people’s vehicles or property in an accident you cause. This type of liability coverage also pays for legal fees when you cause an accident that damages another vehicle.

Bodily injury coverage, which pays for doctors visits, hospital costs, and other medical bills for parties you injure. This means that if you get into an accident and injure somebody else, your non owner insurance policy will pay for their medical bills.

The combination …